The state of Florida has different terms regarding auto insurance. Read on to understand how things would work if you are involved in an accident in Naples, FL.<\/p>\n
The No-Fault System<\/strong><\/p>\n The state of Florida is a no-fault state, which means that your insurance policy will pay even if the incident is not your fault. Say, for example, someone rear-ends you while you are waiting at a red light. Your indemnity plan will pay for damages and injuries immediately instead of you being forced to wait for the offender’s assurance policy to kick in and make recompense for damages.<\/p>\n The no-fault system is especially useful when the offending party does not have insurance. You do not have to suffer the brunt of paying out-of-pocket for repairs to your car or for medical bills just because someone decided to drive without proper assurance. Another benefit of the no-fault system is the simplicity. There is no need to opt into an underinsured\/uninsured plan, which means that you know that you are covered.<\/p>\n Minimum Insurance Requirements in Florida<\/strong><\/p>\n You cannot drive a vehicle legally in Naples FL and throughout the state without first obtaining an auto indemnity plan that pays at least $10,000 for personal injury and $10,000 for property damage. Bodily Injury Liability (BIL) is a separate form of coverage that the Florida Department of Motor Vehicles (DMV) may require drivers to purchase.<\/p>\n Let Pro America Insurance Help<\/strong><\/p>\n It is important to note that, although the state minimum requirements are $10,000 for personal injury and property damage, it may be beneficial for you to buy more assurance. Imagine yourself having to pay thousands in out-of-pocket expenses for an accident that costs well over the $10,000 policy limit. Such is a possibility when you choose the bare minimum in insurance plans in Florida.<\/p>\n The experts at Pro America Insurance can help you find the auto policy that works best for your lifestyle in Naples, FL. Call them today for a quote!<\/p>\n","protected":false},"excerpt":{"rendered":" The state of Florida has different terms regarding auto insurance. Read on to understand how things would work if you are involved in an accident in Naples, FL. The No-Fault System The state of Florida is a no-fault state, which means that your insurance policy will pay even if the incident is not your fault. […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[9,11],"class_list":["post-89","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-naples-fl","tag-pro-america-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.proamericainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/89","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.proamericainsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.proamericainsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.proamericainsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.proamericainsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=89"}],"version-history":[{"count":1,"href":"https:\/\/www.proamericainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/89\/revisions"}],"predecessor-version":[{"id":90,"href":"https:\/\/www.proamericainsurance.com\/blog\/wp-json\/wp\/v2\/posts\/89\/revisions\/90"}],"wp:attachment":[{"href":"https:\/\/www.proamericainsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=89"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.proamericainsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=89"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.proamericainsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=89"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}