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Pro America Insurance

2352 Pine Ridge Rd
Naples, FL 34109

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Florida Boat/Watercraft Insurance coverage

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Boat/Watercraft Insurance in Florida

On the water, boaters assume many of the risks that drivers face when they’re on the road. If you own a boat in Florida, an accident on the water could leave you financially responsible for any injuries or damages that result from the incident. Just as drivers protect themselves with auto insurance, you should protect yourself with boat/watercraft insurance.

Boat Insurance Provides Protection

Boat insurance, which may also be used to insure personal watercraft, provides financial protection against covered losses. While whether an incident is covered will depend on a policy’s terms and conditions, there are many different coverages available through various insurers. If you boat around Naples, FL, boat insurance agents at our office can help you find the following protections:

  • Coverage for your boat, including its motor and sails
  • Coverage for your boat’s trailer and equipment
  • Coverage for damage you cause to another person’s boat
  • Coverage for you, as the driver of your boat
  • Coverage for passengers on your boat

This is only an abbreviated list of the many different coverages we can help you find. To discuss these in detail or learn about other available coverages, talk with our independent insurance agents.

Boat Insurance Agents Help Boaters

At Pro America Insurance, our boat insurance agents are here for one purpose -- to help boaters like you. We’re always happy to discuss coverages, although conversations with some of us will occasionally veer off into sailing or fishing stories. If you have any questions about insurance policies’ coverages or costs, just send us a message. You can either email us through our site or call our office during business hours.


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Servicing these States

  • Florida