The State of Florida requires only two types of insurance for small businesses: Workers’ Compensation Insurance and Commercial Automobile Insurance. Workers’ Compensation Insurance is required in Florida for non-construction businesses employing four or more people and construction businesses with one or more employees. Commercial auto coverage is required if a company owns, leases, or operates a motor vehicle. This is just what the state requires.
If you have a Naples, FL area business, you know that there are many more threats to your business that it needs protection from. Threats to businesses include theft, vandalism, slip and fall injuries, fires, storm damage, and more. Operating a successful business takes a lot of time, energy, and financial resources. It is worth protecting properly. Knowing where you are and are not covered is critical.
At Pro America Insurance, we are Naples, FL commercial insurance agents with the experience to build a business insurance package to suit your specific business. If you rent a storefront, you likely won’t need structural building coverage but you probably will want coverage to contents and liability. If you manufacture a product, you’ll want to investigate product liability insurance. There is even specific coverage for home-based businesses in Florida. Whatever type of business you operate, we can help make sure it is properly protected.
Pro America Insurance has independent agents in Naples, Florida. That means we have the ability to research multiple companies in locating the most appropriate coverage at a price you can appreciate. Contact one of our agents and schedule a no obligation insurance review or to get a quote. As independent agents, we work for you, not a particular insurance provider.
Put the power of an independent agency to work for you. Contact Pro America Insurance today and get the peace of mind you deserve.