One of the biggest benefits to owning a motorhome is that you are free to travel wherever you wish without having to give up the comforts of home. But, just like your home, you have to have proper insurance coverage to protect your investment. Here is what you need to know.
Buying motorhome insurance isn't that different from purchasing car insurance. There's still a liability portion that offers coverage for other people's medical payments and property damage if you are involved in an at-fault accident. You also still have the option to carry comprehensive and collision coverage to cover your motorhome in the event of an accident, weather event, theft, or vandalism.
However, there are a few other optional choices to consider. Contents coverage takes care of any personal items you take with you inside the vehicle while on a trip. Towing and labor helps transport your motorhome to a nearby repair shop after an accident, while rental reimbursement offers you the option of a temporary vehicle while you wait for repairs to be completed.
The easiest way to determine your motorhome insurance needs is to sit down with one of our helpful team members at Pro America Insurance. We will be happy to go over the available options, evaluate your recreational vehicle, and help you decide which coverage options to select. In some cases, your lienholder might even have a few requirements that we can help you navigate.
At Pro America Insurance, we are dedicated to providing superior customer service. In addition, we are independent insurance agents who work with a variety of different carriers to find the right one to suit your needs.
Learn more about recreational vehicle insurance. Contact us today for your no-obligation policy quote.