Motorcycle Insurance in Florida
Florida is a wonderful place to live for most motorcycle owners. Whether you enjoy cruising along the water or just enjoying the sunshine, taking your bike out for a spin is definitely an enjoyable experience. However, having proper insurance coverage is a must if you want to stay legal.
Motorcycle Insurance Coverage is Mandatory
Just like having a policy for your vehicle is legally required, so is having proper liability insurance coverage on your motorcycle. According to the state you must carry bodily injury and property damage. In addition, you have the choice to carry comprehensive and collision. Additional options most bike owners choose to include is first party medical and coverage for any accessories.
Each motorcycle owner will have a different set of needs based on his or her experience, bike, and usage. Thus, it is important to sit down with your insurance agent to determine the exact policy that meets your unique situation.
What Affects Motorcycle Insurance Rates
The rating process for motorcycle insurance is nearly identical to car insurance. The area you live, your past driving record, and your age are all taken into account. In addition, the type of motorcycle you own and the engine ccs will also be considered. Discounts for having both your motorcycle and your automobile with the same insurer are sometimes available.
Why Use an Independent Agency?
Pro America Insurance is proud to be an independent insurance agent. Instead of being tied to a single company, we work with multiple different carriers which allows us to find the right policy to meet each of our client's unique needs. Think of it as having an agent who is able to figure out what works best with your situation and budget without you having to call all over town!
Find out more about motorcycle coverage. Contact our team at Pro America Insurance now for a policy review or a no-obligation quote.