Why You Should Consider Flood Insurance

Floods can happen anywhere but that is something that many homeowners forget about when they are shopping for insurance for their home. Whether they believe that the flood cannot happen to them or if they think they already have it, there are many people who still do not have flood insurance protection. Unfortunately, because a flood can happen anywhere, it is definitely something to consider. Continue reading to see why you should get flood insurance for your home.

  • Many homeowners insurance policies do not include a flood insurance clause which means that many people are not protected when they think they are. Flood insurance, more often than not, is purchased separately because it is not included. If you think you are covered, you may want to double check by taking a look at your current homeowners insurance policy.
  • Twenty percent of floods occur in low to moderate flood zones. Just because you may not live in an area that is prone to flooding does not mean that you are not at risk for a flood. They can happen from a burst pipe or even if the above ground pool your neighbor has collapses.
  • If you live in a new construction area, you are more prone to flooding. This is because the soil that water used to be absorbed into now will flood to other areas because of the new streets and sidewalks. It is something to consider if you live in an area of new construction.

If you would like to learn more, get a quote, or take a look at your existing flood insurance or homeowners insurance policy, please contact us at Progressive Insurance Agency, Inc. today. We will be happy to help and make sure your home is fully protected.