It’s easy to see why people love to stay in the Naples, FL area, especially when it’s too cold elsewhere. Many choose to purchase a second residence for vacationing here over the winter months. Of these snowbirds, a significant amount decides to buy a condo over a traditional house.
If you’re considering buying a condo, you may wonder if you need to insure it. After all, you’ll only be living there for a few months of the year. Pro America Insurance says you need to insure your condo. Here’s why:
Your condo association’s insurance likely will not cover your personal belongings. If your condo catches fire, you’ll lose everything in the unit with no compensation.
A vacant condo is a massive target for vandals and thieves. They can break in, steal your belongings, and vandalize anything they want when you’re not there. Even if you have a trusted neighbor or friend who can watch your condo, you’ll still be at risk unless they are there all the time.
The people you trust to care for your condo may have an accident or outright take advantage of you. It’s a sad reality that people can be dishonest. Imagine the damage that can happen if someone throws a party while you’re away. Even if that person is highly responsible, they can still accidentally damage your property.
Condo insurance can protect you from all of these things. When you have the right policy, it can give you peace of mind while you’re away. Call, email, or stop by our office to find out how Pro America Insurance can help you protect your Naples, FL condo.