You probably know your homeowner’s policy covers the structure of your home and belongings, but plenty of strange things you may not know are covered. Pro America Insurance offers policies to meet all your insurance needs, including homeowner’s insurance, in Naples, FL. 

1. Falling Objects

You may know that your policy covers things like falling tree limbs. However, it also covers strange objects that may fall from the sky, including meteorites and even space debris. 

2. Liability and Legal Expenses

Your homeowner’s policy will cover your liability if someone is injured on your property. Most policies will also cover your legal expenses if you need to defend yourself in court. 

In addition to injuries, you are protected if a guest’s property is damaged while at home. If your dog eats their expensive handbag, it’s covered. 

3. Personal Property Away From Home

You may know that your personal property is covered when it’s in your home. However, most policies also cover your things when you are away from home. 

This includes traveling and students who are in college. If someone steals your child’s college laptop, your homeowner’s policy will cover the replacement cost. 

4. Living Expenses 

If your home is damaged and needs repairs, your policy will probably cover your living expenses when you are away from home. For example, if your plumbing pipe bursts, your policy will help with the costs of living away from home while it’s being repaired. This includes a hotel room, other accommodations, and food expenses. 

Homeowner’s Insurance at Pro America Insurance

If you need a new homeowner’s policy in Naples, FL, contact us at Pro America Insurance. Our agents are here to help you choose the best policy for your needs so that you can have the best coverage.