Protecting a Motorcycle Collection with Motorcycle Insurance

For motorcycle owners in Naples, FL, our team of professionals at Pro America Insurance is used to helping folks navigate the right amount of coverage for them. Some motorcycle owners may only have one bike, while others may have several bikes that make up their prized collection. When you have more than one motorcycle, you may have questions about how you should go about insuring all of your bikes to ensure that they are protected against the common issues that insurance policies address. Although every policy has various terms, limits, and conditions, we can discuss the general basics of insuring a motorcycle collection.

What Is Motorcycle Insurance?

Motorcycle insurance provides coverage for motorcycles and related vehicles. Although policies differ, you’ll find that most cover some combination of liability, such as replacing a stolen motorcycle and other events. Suppose you want your policy to provide coverage for a specific problem area. In that case, you should ask your insurance agent whether your current policy covers that and whether you could transition to a policy that does cover it or add another one on top of your existing policy.

Can You Insure More than One Motorcycle in Florida?

You may be able to get a multi-bike policy or an individual policy for each motorcycle. Depending on the size of your collection and the types of coverage you want for each motorcycle, you may be better off with one policy to stay organized. Alternatively, having multiple policies that tailor coverage to specific bikes in your collection and their needs could be wise. 

Contact Pro America Insurance for Your Motorcycle Insurance

For more information on our motorcycle insurance policies in Naples, FL, call our team of insurance professionals at Pro America Insurance.