If you’re a Florida business owner, protecting your business assets is essential. Purchasing commercial insurance is a key step in safeguarding your operations. Many business owners have questions about their commercial insurance needs. If your business is near Naples, FL, our team at Pro America Insurance is here to provide the education and support your business needs. Since 1988, we’ve been helping businesses like yours find the right coverage.
Business Income and Extra Expense Insurance
According to the Florida Department of Financial Services, one valuable option to include in your commercial insurance is coverage for business income, which compensates for income lost when your property is damaged. This option is often paired with extra expense coverage, which helps cover repair costs incurred to prevent further income loss.
For example, if storm damage creates a safety risk to your business property and civil authorities prohibit access, the income lost during this period can be covered by these options. Additionally, if your business’s computers are damaged or your data is corrupted due to the storm, the financial impact may be compensated through an insurance payment. Similarly, lost income caused by utility interruptions that prevent business operations can also be covered.
Schedule an Appointment Today
At Pro America Insurance, we have over 35 years of experience helping business owners develop tailored insurance packages. Business owners in the Naples, FL area trust our team for expert guidance and reliable support. Call us today, and we’ll work with you to find the right insurance coverage to protect your business and its future.
