Dinging or completely ruining your car’s side mirror can happen with surprising ease. Pulling into the garage, backing out of the garage and even attempting to park your car subjects your side mirrors to considerable risk. If you are off by even a fraction of an inch, your mirror will be damaged or break off the vehicle.

What happens next?

Will auto insurance cover the side mirror damage or pay for a full replacement?

Pro America Insurance answers these questions below.

Side Mirrors and Auto Insurance

Side mirror damage is likely to set you back $100 or less. Replacing the entire side mirror might run upwards of $300 to $500, depending on the make, model, year and complexity of the underlying electrical components.

It is your choice as to whether you want to report the side mirror damage to your auto insurer. Though reporting the damage is unlikely to send your auto insurance rates soaring, it might contribute toward a slight increase.

The Bottom Line on Naples, FL Auto Insurance for Side Mirrors

The vast majority of car insurance policies cover side mirror damage and, if necessary, full replacement. In the end, the specific language of your auto insurance policy, the party that broke the mirror and fault for breaking it determine if coverage is applicable. However, even if you are at fault, insurance is still likely to apply.

Pro America Insurance is on Your Side

If you are in the market for car insurance, look no further than our friendly team. Our Naples, FL team is a call away. Dial 239-434-5500 for your customized auto insurance quote today.