Buying a home is a significant milestone, representing your hopes and dreams. Most homeowners understand the importance of protecting their investment by purchasing home insurance. If your home is near Naples, FL, our team at Pro America Insurance is here to help you select the right home insurance policy. We’ve been assisting Florida homeowners since 1988.
When Should You Buy Home Insurance?
Purchasing a home is a complex process that can strain your finances. Many prospective homeowners wonder when they need to buy home insurance. According to industry guidelines, you must purchase a home insurance policy within three days of closing on your home. However, some lenders require you to secure home insurance at least 15 days before closing.
A good rule of thumb is to buy your home insurance policy on the day you sign the contract to purchase your home. While the policy may be purchased on the contract date, it typically won’t take effect until the closing date. Keep in mind that many home insurance companies require a full year’s premium to be paid in advance before closing. If you have questions about home insurance, one of our agents will be happy to assist you.
Call Us Today for Assistance
Disasters can strike any home, but the right home insurance policy can provide the protection you need. At Pro America Insurance, we are dedicated to delivering the best possible insurance experience for every client. Homeowners in the Naples, FL area trust us to be their partner for all their insurance needs. Call us today to schedule an appointment and let us help you protect your home.
