When to Know if You Need Flood Insurance

Unless you live in an area that is prone to flooding, you likely do not think about getting flood insurance. However, just because you are not in an area that floods often does not mean that you should not have it in place. There are a lot of ways that a flood can happen in or near your home so you want to make sure you are always covered. this is especially true in Naples, FL, served by Pro America Insurance. These are just some of the reasons why you should consider getting flood insurance. 

  • Your home insurance may not cover it. More often than not, home insurance policies do not have flood insurance included with it. This is something that you need to purchase separately. It is worth taking a look at to know you are covered. 
  • If you or your neighbors have an above ground pool, a flood can happen at any time. If the pool were to break and the water all came out, it may just end up in your home and having damaged all of your belongings. 
  • If your pipes burst, you could have a flood inside your home. While this tends to happen more in the winter months, it can still happen and it can quickly cause a flood inside your home and a ton of damage. This can even happen if a bathtub or sink is left with running water. 

As you can see, getting flood insurance is always a good idea. If you are interested in learning more about your options and getting a free quote, be sure to reach out to us here at Pro America Insurance, serving Naples, FL. We will work with you to find the perfect flood insurance policy so you are protected.